Should I lease or purchase an auto?

Use the following calculator to help analyze the financial impact of lease versus buy.

Auto purchase: Loan versus 0% dealer financing?

Use this calculator to help determine which is the best option based on when you anticipate selling your car and purchasing a new one.

What would my auto payments be?

Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined the interest rate and the term of the loan will be used to estimate your vehicle payment.

Should I upgrade to a more fuel efficient vehicle?

It may make financial sense for you to sell your current vehicle and purchase one with better gas mileage. Taking into account the monthly savings at the pump, the financial question is how many months will it take you to recover the out-of-pocket costs you incur with the purchase of a new vehicle. Use this calculator to help determine your breakeven period.

Auto loan: Accelerated payoff

Use this calculator to help estimate the potential time and interest savings.

How much vehicle can I afford?

Use this calculator to help determine how much you might be able to spend on an automobile.

Should I refinance my auto loan at a lower rate?

Without increasing the term remaining on your existing loan, you will be able to save interest with a new loan at a lower rate. Use this auto refinance calculator to determine the monthly savings that could be realized by refinancing your auto loan at a lower rate yet keep the same remaining term.

How much can I lower my monthly payment with a new auto loan?

Use our auto refinance calculator to help you decide if it would be worth it for you to refinance your auto loan.

How much might my vehicle depreciate?

As soon as you purchase a new car it loses value. New cars depreciate faster in the beginning than used cars. The longer you drive a car, the less impact depreciation will have on the resale value. Use this calculator to estimate how much your vehicle could depreciate each year.

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